Community Banking Bulletin
Provides insights on trends or activities of primary interest to the community banking industry.
Recent Highlights and Features
Highlight: Community bank focus on small business lending
Despite a sector-wide downward trend in the allocation to small business lending, community banks continue to hold the highest...
Highlight: Smallest community banks report highest margins
Margins at community banking organizations continue to expand, with smaller community banks benefitting most from the interest...
Highlight: CBLR election has remained stable as Vice Chair Bowman discusses potential changes
Community banking organizations (CBOs) eligible for the CBLR would increase if potential adjustments materialize.
Highlight: Most community banks are state-chartered and the share is increasing
The U.S. dual banking system offers banks the choice of a federal or state charter, and thus which agency supervises them, ...
Highlight: Rising delinquencies are driving declining noncurrent loan coverage ratio
Community banks’ provisions for loan losses have exceeded credit losses in recent years but have been outpaced by the rise in...
Highlight: Community banks show shortening time deposit maturities
Time deposits with shorter maturities experienced robust growth in the increasing interest rate environment but have...
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