Community Banking Bulletin

Provides insights on trends or activities of primary interest to the community banking industry.

Recent Highlights and Features

June 30, 2025

Community banks’ provisions for loan losses have exceeded credit losses in recent years but have been outpaced by the rise in...

June 03, 2025

Time deposits with shorter maturities experienced robust growth in the increasing interest rate environment but have...

May 02, 2025

Community banks’ pace of loan growth, particularly real estate lending, has slowed as loan yields remain elevated.

March 18, 2025

Core deposit growth enabled CBOs to reduce reliance on wholesale funds in 2024.

February 20, 2025

A large percentage of community banks are Subchapter S-corporations, a federal income tax election with benefits that also...

January 16, 2025

Community banks’ net interest margins rose during the recent period of monetary policy tightening but remain below historic...

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