Banking and Payments Research

Research staff analyze domestic and international payments systems as well as the banking industry.

Recent Articles

Economic Bulletin

“Future of Banking: Navigating Change” Conference Highlights Opportunities and Challenges

Panelists discussed community banks’ funding and staffing challenges and as well as their advantage in relationship banking.

Economic Bulletin | Banking and Finance | Payments
Economic Bulletin

Stablecoins Could Increase Treasury Demand, but Only by Reducing Demand for Other Assets

Funds flowing into stablecoins must flow out of another source.

Economic Bulletin | Banking and Finance | Law and Economics | Macroeconomics
Economic Bulletin

Banks and Private Credit: Competitors or Partners?

Although private credit may compete with banks for business loans, it also presents banks with new lending opportunities.

Economic Bulletin | Banking and Finance
Economic Bulletin

Who’s Buying U.S. Treasuries?

The shift in Treasury buyers toward more yield-sensitive domestic investors contributes to higher yields and volatility.

Economic Bulletin | Banking and Finance | International
Economic Bulletin

Foreign Treasury Sales Could Raise U.S. Yields

A modest increase in foreign sales of U.S. Treasuries could raise yields and generate considerable volatility.

Economic Bulletin | Banking and Finance | International
Economic Review

Financial Constraints Among Buy Now, Pay Later Users

Consumers who make late payments on buy now, pay later loans tend to have several financial constraint indicators.

Economic Review | Payments | Banking and Finance
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