This validates that the agent internal ids are unique within the report This validates that the internal credit ids are unique within the report This validates that the original internal credit ids are unique within the report This ensures that the internal id's of entities are unique. It is also used to validate participant id's, agent id's and obligor id's This validates that the original internal credit ids are unique within the report CUSIPs are 9-character identifiers created and delivered by the CSB (CUSIP Service Bureau). The CSB is managed on behalf of the American Bankers Association by Standard & Poor's. The CUSIP captures the financial instrument's important differentiating characteristics within a common structure and is distributed for the purposes of facilitating clearing and settlement of trades. It must be reported if credit facility has a CUSIP assigned. The date a credit becomes a legally binding agreement. Latest date upon which the funds must be repaid, according to the most recent terms of the credit agreement. This field must be used to describe the credit type if the value specified in the creditType field is 0 (Other). May not have data if creditType is other than 0. This field must be used to describe the credit purpose if the value specified in the creditPurpose field is 0 (Other). May not have data if creditPuspose is not 0. The current dollar amount the obligor is legally allowed to borrow according to the credit agreement. Amount the obligor owes, not reflecting any charge-offs. These charge-offs only reflect charge-offs on participations held by the agent bank. If credit is not non-accrual, nonAccrualDate should be set to 12/31/9999 Leveraged Lending Flag is a mandatory one-character field with the possible values 'Y' or 'N'. Troubled Debt Restructure Flag is a mandatory one-character field with the possible values 'Y' or 'N'. This validates that a participant is unique within a credit An identifier assigned by the reporting entity to uniquely identify the credit facility in the reporter's information system. The identifier used by the reporting entity to identify the credit facility in the previous reporting period The Rated Flag is used to identify credits for which the reporting institution issues a rating. It is a mandatory one-character field with the possible values "Y" or "N". If the institution is reporting a credit for which it does issue a rating, "Y" should be entered. If the reporting institution does not issue a rating, "N" should be entered. To allow for cases where a credit may have a split rating, this field must be a list of values where each value pair is the bank’s internal risk rating code followed by the percentage of total exposure that is rated with that risk rating. The format of these pairs will be the rating code followed by a colon followed by the fractional amount of the dollar value of the exposure that has that rating code. Each pair of rating code-fractional amount would be separated by a semicolon and there should be as many codes as there are different split ratings in the credit. The general form looks like this: Rating-code-1;fraction-1[[;Rating-code-2:fraction-2];…] For example, suppose the bank has ratings AAA, AA, A, BBB, BB, B, C, D. Suppose the credit is entirely rated AAA. The bank would supply this value: AAA:1 Suppose a different case where half the credit’s dollar value has a rating A and the other has C. The bank would supply: A:0.5;C:0.5 All the fractional amounts must sum to 1. Express as decimal. For example: 31.25% would be represented as 0.3125; 5.05% would be represented as 0.0505; 0.05% would be represented as 0.0005 Number of years with two digits to the right of the decimal. For example: three and a half years would be represented as 3.50; two and one quarter years would be represented as 2.25 Loss Given Default (LGD) before consideration of eligible guarantees and credit derivatives (%). Express as decimal. For example: 31.25% would be represented as 0.3125; 5.05% would be represented as 0.0505; 0.05% would be represented as 0.0005 Loss Given Default (LGD) after consideration of credit risk mitigants (%). Express as decimal. For example: 31.25% would be represented as 0.3125; 5.05% would be represented as 0.0505; 0.05% would be represented as 0.0005; Effect of PD substitution and LGD adjustment approaches on RWA ($). Effect of Double Default Treatment on RWA ($). Risk waighted assets. Credit Risk Mitigants are used for this Credit (Y or N)? Person to call if SNC data collection staff have questions about this report. The Taxpayer Identification Number (TIN) assigned to the agent by the U.S. Internal Revenue Service (IRS) in the administration of tax laws. If the entity does not have a TIN, report as N/A. Industry code must be provided as either NAICS or SIC code. Both codes are allowed but at least one is required. Reporting entity's unique identifier for the entity. Reporting entity's unique identifier for the entity used in the previous reporting period. The name of the city in which the entity is headquartered. The two-character abbreviation of the U.S. state or Canadian province in which the entity is headquartered. This field is mandatory if the country is United States or Canada. Otherwise it should be left blank. The name of the country in which the entity is headquartered. U.S. ZIP or other foreign postal code. This element must be provided a value if the country is United States or Canada. Otherwise it can be empty. The numeric code that describes the primary business activity of the entity according to the Standard Industrial Classification. Report 4 digit number. The numeric code that describes the primary business activity of the entity according to the North American Industry Classification System. Report 5 or 6 digit number. Reported in exact whole dollars, no rounding. Reported in exact whole dollars, positive, negative or zero, no rounding. A utility field for the reporting entity to assign an indicator to a credit in order to expedite the matching of data received from the Agencies to the reporter's own systems Reported in whole percentages.