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Financial Constraints Among Buy Now, Pay Later Users

Consumers who make late payments on buy now, pay later loans tend to have several financial constraint indicators.

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Learn More About the Federal Reserve's Mission

The Federal Reserve System is made up of 12 regional Reserve Banks that, along with the Board of Governors in Washington, D.C., make up our nation's central bank.

May 29, 2025

First Quarter 2025 Banking Conditions

Net interest margins remain stable, past due and nonaccrual loans trend higher.

Kansas City Financial Stress Index

The KCFSI is a monthly measure of stress in the U.S. financial system based on 11...

June 03, 2025

Highlight: Community banks show shortening time deposit maturities

Time deposits with shorter maturities experienced robust growth in the increasing interest rate environment but have...

May 15, 2025

Poverty Thresholds Across the Rocky Mountain Region

The ability of households to purchase a certain amount of essential items can determine whether they are classified as being...

May 22, 2025

Tenth District Manufacturing Contracted Slightly in May

Tenth District manufacturing activity contracted slightly, and expectations for future activity remained somewhat positive. ...

May 16, 2025

Forecasting with Feelings: The Modest Link Between Consumer Sentiment and Spending

Recent declines in consumer sentiment have prompted concerns about an impending slowdown in spending growth. However, the link between consumer sentiment and growth in real household spending has...

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The Federal Reserve Bank of Kansas City is one of 12 regional Reserve Banks that, along with the Board of Governors in Washington, D.C., make up our nation's central bank.

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