District Banking Conditions

The Kansas City Fed dedicates staff and resources to monitoring banking conditions in our region.


PDFDistrict Banking Conditions

Despite balance sheets remaining inflated due to the significant growth banks experienced in 2020, capital ratios have stabilized and earnings performance continues to improve. Net interest margins continue to compress, but have been offset by lower provisions and declining noninterest expense. After several quarters of building loan loss reserves, provisions have declined across the board and some banks have started to release reserves. Credit conditions remain sound with only slight increases in problem assets.

Financial Information

Financial institution performance reports and links to data repositories.

District Banking Conditions Archive

PDF4th Quarter 2020