Banking and Payments Research

Research staff analyze domestic and international payments systems as well as the banking industry.

Recent Articles

Economic Bulletin

Who’s Buying U.S. Treasuries?

The shift in Treasury buyers toward more yield-sensitive domestic investors contributes to higher yields and volatility.

Economic Bulletin | Banking and Finance | International
Economic Bulletin

Foreign Treasury Sales Could Raise U.S. Yields

A modest increase in foreign sales of U.S. Treasuries could raise yields and generate considerable volatility.

Economic Bulletin | Banking and Finance | International
Economic Review

Financial Constraints Among Buy Now, Pay Later Users

Consumers who make late payments on buy now, pay later loans tend to have several financial constraint indicators.

Economic Review | Payments | Banking and Finance
Payments System Research Briefing

Card-Not-Present Fraud Rates in the United States After the Migration to Chip Cards

The U.S. card-not-present fraud rate has gradually increased for non-prepaid debit cards over the past decade.

Payments System Research Briefing | Payments
Research Working Paper

A Comparison of Daily and Intradaily Monetary Policy Surprises

Daily data can be a reasonable substitute for intraday data in measuring the effects of monetary policy announcements, with...

Research Working Paper | Banking and Finance | Data and Trends | Quantitative Methods
Payments System Research Briefing

Has Access to Bank On-Certified Accounts Helped Ease Financial Barriers to Bank Account Ownership?

Data suggest that Bank On-certified accounts have helped address a common barrier to bank account ownership.

Payments System Research Briefing | Payments | Banking and Finance
More research articles
]