Response to COVID-19
Joint Statement on CRA Consideration for Activities in Response to COVID-19 (Released March 19, 2020)
Interagency guidance on working with customers and community development activities.
Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (Released March 22, 2020)
Additional information on working with customers, accounting for loan modifications, past due reporting, nonaccrual status and charge-offs and discount window eligibility.
Frequently asked questions regarding interagency guidance on working with customers and community development activities in response to the Coronavirus.
The resources below are a result of responses from CRA officers across the Tenth District and the 2015 Community Development Survey of CRA and Compliance Officers. The materials are public resources from federal agencies, the FDIC, OCC, FFIEC and Federal Reserve. Questions regarding the tools and their applications should be directed to your primary regulator.
Hear from CRA officers using CRA OneSource.
Interagency-sponsored workshops are designed for CRA officers at banks that are interested in obtaining current information and training on the CRA regulation, exam preparation and developing bank CRA compliance strategies.
Workshop topics include:
Engaging Workforce Development: A Framework for Meeting CRA Obligations
This guide from the Federal Reserve Bank of Dallas and Kansas City provides banks, and those organizations interested in partnering with them, information on how the Community Reinvestment Act can be leveraged to support workforce development goals.
Banks Community Reinvestment Act (CRA) Opportunities For Promoting Job Creation, Workforce Development, and Place-Based InvestmentsNew guide developed by the Federal Reserve Bank of Philadelphia for Workforce and CRA. View PDF.
Closing the Digital Divide: A Framework for Meeting CRA Obligations
Closing the Digital Divide: A Framework for Meeting CRA Obligations developed by the Federal Reserve Bank of Dallas. View PDF.
Affordable Mortgage Lending Guide
Affordable Mortgage Lending Guide and the Affordable Mortgage Lending Center developed by the FDIC. View the website.
Community Development Data Guidebook: For CRA Bankers, Community Development Practitioners and Everyone in Between
Learn how to develop your performance context for your bank.
This guide helps financial institutions looking for CRA consideration in the healthy communities space.
This guide from the Federal Reserve Bank of Dallas details CRA regulation and examination procedures.
A quick overview of the Q&A updates (effective January 6, 2009).
Use the community development qualification worksheet to sort your loans, investments and services.
CRA Community Development Defined
This Federal Reserve System video explains Community Development in practical terms.
Leading Practices for Effective CRA Programs
This Federal Reserve System video explains the Leading Practices for Effective CRA Programs in practical terms.
Small Bank and Intermediate Small Bank CRA Examination Video
This Federal Reserve System video explains the Small Bank and Intermediate Small Bank (ISB) CRA Examination in practical and understandable terms.
What qualifies for community development? Watch this Outlook Live webinar to find out.
A webinar for workforce development professionals with an overview of the CRA and the steps workforce leaders can take to engage banks.
Learn about some of the new resources the SBA has available to assist lenders and the small businesses you serve.
Webinar provides an overview of the CRA, reviews technical requirements of the regulation, and discusses ways the CRA can be used to support community and economic development programs.
The Kansas City Fed, OCC and FDIC conducted a webinar for existing and soon to be Intermediate Small Bank (ISB) CRA officers.
Learn more about the FDIC's Community Affairs programs.
Get CRA information including Distressed and Underserved Tracts and the Interagency Q&As.
The OCC's Community Affairs section features upcoming CRA programs and resources.
Find OCC handbooks, examination schedule and other CRA related news.