Research Working Papers
Privacy Regulation and Quality Investment
The Initial Effects of EMV Migration on Chargebacks in the United States
Faster Payments: Market Structure and Policy Considerations
Competition and Bank Fragility
Research Articles
Payment Card Fraud Rates in the United States Relative to Other Countries since Migrating to Chip Cards
How Have Banks Responded to Declining Reserve Balances?
Did Local Factors Contribute to the Decline in Bank Branches?
Developments of QR Code-Based Mobile Payments in East Asia
What's Driving Leveraged Loan Spreads?
Trends in the Labor Share Post-2000
Who Are the Unbanked? Characteristics Beyond Income
Bank Financial Restatements and Market Discipline
Do Adverse Oil Price Shocks Change Loan Contract Terms for Energy Firms?
Banking on Distributed Ledger Technology: Can It Help Banks Address Financial Inclusion?
Interchange Fees
An annual update of credit and debit card interchange fees in various countries, regulatory developments in the payment card markets, and trends in interchange fees assessed to U.S. merchants.Payments Conferences
International payments policy conferences focusing on retail payments.Small Business Lending Survey
Quarterly collection of quantitative and qualitative information that can be used to understand credit market conditions for bank lending to small businesses.Bank Capital Analysis
The Bank Capital Analysis provides a horizontal comparison of capital adequacy among banking organizations with different risk profiles.Banking Research Papers
Working papers and journal articles highlight our banking research.
Payments System Research Briefings
Our briefings cover payments methods, developments in payments networks, and various participants' roles in the payments system.
Payments System Research Working Papers
Our paper topics include types of payments methods, developments in payments networks, and various participants' roles in the payments system.
A Guide to the ATM and Debit Card Industry: 2006 Update
This book is a 2006 update that documents industry trends and patterns and discusses their implications.
A Guide to the ATM and Debit Card Industry
This book provides an overview of the history and developement of the ATM and debit card industry, details the mechanics of ATM and debit transactions, reviews trends in ATM and debit transaction volume and pricing, and discusses industry and public policy issues.
Nonbanks in the Payments System
This book examines nonbank participation of payments activities and the roles nonbanks play in specific transaction types.
