Payments System Research Briefings
Briefings cover a range of topics, including payments methods, developments in payments networks, and various participants' roles in the payments system.
Recent Briefings
U.S. Consumers’ Use of Cryptocurrency for Payments
The share of U.S. consumers who use cryptocurrency for payments has been very small and recently declined.
Contact and Payment Methods Used for the Top Five Categories of Scams
Scammers are increasingly using social media to contact consumers and directing them to pay with cryptocurrency and payment apps.
Card-Not-Present Fraud Rates in the United States After the Migration to Chip Cards
The U.S. card-not-present fraud rate has gradually increased for non-prepaid debit cards over the past decade.
Has Access to Bank On-Certified Accounts Helped Ease Financial Barriers to Bank Account Ownership?
Data suggest that Bank On-certified accounts have helped address a common barrier to bank account ownership.
Game Changer: The Evolution of Video Games’ Payments Infrastructure
Video games’ evolving revenue models and payments infrastructure have helped the industry boom.
Did Card-Present Fraud Rates Decline in the United States After the Migration to Chip Cards?
The counterfeit fraud rate has not declined for debit cards since the migration to EMV chip-cards.