Earnings increased during the second quarter of 2019 for commercial banks nationally and in the Tenth District. Loans of all types increased year-over-year and during the second quarter for both groups, particularly C&I and CRE loans. Loan growth exceeded deposit growth at all U.S. banks and in the District; however, the magnitude to which loans exceeded deposits within the District resulted in increased borrowings and Fed Funds Purchased at District banks.
View information about regulatory communications, supervisory processes and the various resources available to Tenth District Federal Reserve holding company managers and directors.
Learn more about regulatory communications, supervisory processes and the resources available to Reserve savings and loan holding company managers and directors.
Map your bank's assessment area with this mapping tool using 2010 Census tract designations. Toggle between 2000 and 2010 Census data and view income designations versus minority levels. Enter your county/state in the navigation bar to zoom to highlight specific areas. Zoom in/out to capture your assessment area.
Economic Review Michal Kowalik, Troy Davig, Charles S. Morris, and Kristen Regehr analyze the financial characteristics of acquired community banks from 2011 to 2014.
Research Working Paper The performance of FICO scores as measures of borrowers' creditworthiness on subprime mortgage originations remains stable over time after controlling for other loan attributes and changes in economic conditions.
Research Working Paper Banks' reliance on risky securitized assets to manage liquidity leads to liquidity crunches in interbank lending markets.
This basic guide is a reference source on banking and bank regulation for the public, bankers and banking supervisors. The book also shows the challenges that bankers and regulators face in maintaining a sound and innovative financial system.